Thomas Cooper
Managing Director, BDO USA, LLP
[email protected]
Thomas Cooper is a managing director in BDO’s Washington, DC, office and has more than 20 years of experience in the financial services industry, providing audit, accounting and business advisory services. Thomas has provided accounting and advisory services to banks, bank holding companies, the Federal Deposit Insurance Corporation, Federal Housing Finance Agency, Fannie Mae, Freddie Mac, Office of Mortgage Settlement Oversight, insurance providers and mortgage lenders.
Leading financial statement, compliance and internal audits for mortgage, savings banks and alternative funding companies, Thomas is experienced in providing risk assessments, allowance for loan losses, servicing, trust reporting, loan sales and securitisations, troubled debt restructuring, loan origination, hedge effectiveness and the valuing of mortgage servicing rights. Thomas has extensive experience in reviewing the ageing of loan portfolios for a myriad of loan types, including mortgage loans, student loans and alternative funding sources.
Thomas assists clients with compliance audits, loan file reviews, loan valuation and servicing, fair value measurement standards, allowance for loan loss calculations, risk-based assessments and loan servicing controls. He is also well-versed in integrating large mortgage portfolio purchases, including trust reporting.
